Promotion of small and medium enterprises is HAMAG’s primary goal. One of the key activities by means of which this goal is achieved is the guarantees issuing that facilitate easier realisation of a credit for the best quality projects, in the case where there is not enough collateral.

We need to be selective when trying to fulfil this objective; therefore we mostly aim at those business activities that are significant for the entire economy. These are primarily the manufacturing activities, respectively the enterprises that create additional value.

HAMAG’s contribution to small and medium enterprises is manifested in the following processes:

• Support for start-up entrepreneurs in the realisation of their idea
• Support for entrepreneurs for overcoming liquidity difficulties
• Safeguarding easier availability of funds designated for business development
• Development of new technologies that are important for building competitiveness of economy
• Support for manufacturing activities that create additional value
• Creation and development of entrepreneurial culture and in this way generating the employment.